Member Directory

David Carton / Mandelbaum Salsburg
David Carton, Co-Chair of the Firm’s Matrimonial and Family Law practice group, is a Certified Matrimonial Law Attorney and has practiced Family Law since 1995, and regularly appears before Family Court Judges throughout New Jersey. He represents clients in all aspects of Family Law, including divorce, domestic violence, custody, parenting time, child support, alimony, issues between same sex and non-married couples and division of assets. He has authored articles, and lectured for the New Jersey Institute for Continuing Legal Education on family issues.

As of May 2007, David has been Certified by the Supreme Court of New Jersey as a Matrimonial Law Attorney. He is also a Court Qualified Mediator and an Early Settlement Panelist and Blue Ribbon Early Settlement Panelist.



Mike DiCristino / Learning Rx
LearningRx Warren, located at 34 Mountain Blvd in Warren, is a cognitive training center. Learning Rx provides cognitive training, also called  brain training, to improve attention, memory, auditory processing, processing speed, and other cognitive skills. Clients of all ages come to us seeking the kinds of life changing improvements that come with faster, better cognitive performance. While we don’t diagnose or treat medical conditions, our programs have improved the cognitive performance of clients with a variety of diagnoses and struggles, including the following: attention and ADHD, dyslexia and reading struggles, autism, and more. To find out more, call us at 908-222-7246.



Wendy Ewen / Unity Bank Somerville
Wendy Ewen of Branchburg, Vice President and Relationship Manager of Unity Bank Somerville.

Unity Bank stands by its beliefs that Community banks are the cornerstone of their communities– helping to drive economic growth and prosperity within their local communities.

Wendy has 17 years of banking experience primarily with community banks in the Somerville area. Graduate of Morrisville State College, State University of New York with an Associate’s degree in travel, tourism and hospitality management.

Currently a member and Treasurer of BW NICE Somerset Chapter, member and Treasurer of Bridgewater Inner Circle, member and Board of Director of the Somerville Bridgewater Rotary Club and Board Member for the Somerset County Business Partnership. 2017 graduate of the Leadership Somerset program.

Unity Bank gives me the opportunity be a strong community partner in Somerset County while growing both consumer and business relationships.


Eliot Goldstein / Goldstein Law Firm, LLC
Goldstein Law Firm, LLC, located at 92 East Main Street, Suite 408, Somerville, New Jersey, is dedicated to assisting individuals, families, and businesses in the areas of Estate Planning, Business Planning, Estate Administration (Probate), Estate Litigation, Commercial Litigation, Guardianships, Commercial Real Estate and Residential Real Estate.  Eliot Goldstein can be reached at (908) 450-7250 or

Goldstein Law Firm, LLC is conveniently located in downtown Somerville one block from the Somerset County Courthouse and easily accessible from Somerset, Hunterdon, Middlesex, Union and Morris Counties via Routes 22, 28, 78 and 287. The office is serviced by an adjacent parking deck with plenty of free parking and a covered walk way making access to the building easy no matter the weather. The building is handicapped accessible.


Michael B. Lehner / zbt Certified Public Accounting & Consulting, LLC
Michael B. Lehner is a Principal in the Bridgewater office of zbt Certified Public Accounting & Consulting, LLC. In his capacity as a recognized expert, Michael has prepared business valuations for various purposes including shareholder disputes, matrimonial proceedings, acquisitions and sales of businesses, gift and estate planning, succession planning, and commercial litigation. He also has extensive experience in complex litigation matters, including determination of damages and lost profits, and fraud and forensic investigations.

Michael has more than 30 years of experience with a focus on valuation, litigation support, and taxation issues. He has additional expertise in auditing, financial statement analysis and consulting. His traditional accounting experience, includes taxation and financial statement reporting for closely held businesses, with a concentration on professional practitioners, real estate developers, construction contractors, retailers, manufacturers, and computer hardware and software providers.

Michael earned his Bachelor of Science Degree from the University of Delaware. He holds accounting certifications in both New Jersey and New York. Michael is a member of the American Institute of Certified Public Accountants (AICPA), a recipient of the AICPA’s Accredited in Business
Valuation (ABV) and Certified in Financial Forensics (CFF) designations. Michael is a member of the New Jersey Society of Certified Public Accountants (NJSCPA), where he was the Group Leader of the Business Valuation, Forensic & Litigation Services Interest Group. He is certified by the National Association of Certified Valuation Analysts (NACVA) and holds that organization’s highest designation as a Certified Valuation Analyst (CVA). He is accredited as a Certified Fraud Examiner (CFE). In addition, Michael is an Accredited Senior Appraiser of the American Society of Appraisers (ASA).


Joseph Peters / Coldwell Banker Residential Mortgage
I am a Real Estate Agent with Coldwell Banker Residential Brokerage focused on real estate in the Hunterdon and Somerset County areas of New Jersey.

As a buyers or a seller, I help you in achieving your goals and dreams in residential real estate.

As a buyer, you are facing the complex tasks of finding the right home in an area that suits you, arranging the financing and going through the many intricate steps required in order to acquire that property.

As a seller, you are facing the task of understanding the complexities of your local market, pricing your house correctly and marketing it in a way that brings results.

As a local “Neighborhood Specialist”, I can assist you in both of these areas.

Prior to Real Estate, I was Senior Account Manager with experience in selling large scale and complex ERP and Store solutions to apparel and retail verticals. I have also successfully managed the design, development and implementation of systems for several major retailers, including Allied Stores and Macy*s.


Fred Saide / Money Matters USA

We have developed a specialized planning practice to help people nearing and in retirement make educated decisions about how to use Social Security, pensions and assets to meet retirement goals. In addition, we use insurance products to create a tax advantaged income flow.

We work with those transitioning and in retirement. What is retirement? The definitions and meanings have changed. Retirement is now redefined as is post retirement even hybrid retirement. Post retirement planning is very different than retirement planning as it involves a new phase of life. Our focus includes:

  • Social Security Claiming Strategies
  • Tax Mitigation Strategies
  • Income Planning, never run out of money
  • Portfolio Efficiency and Making Your Assets Last Longer
  • Ensuring you can pay for long-term care and health expenses

We look at the path the retiree will take and from that examine the sequencing of returns to assist retirees with cash flow modeling and distribution, lifetime income, social security probability analysis and claiming strategies, tax mitigation strategies. These approaches can be integrated with estate transfer and charitable asset and distribution plans. Retirement can be a wonderful life. It depends what you make of it.

MoneyMattersUSA®, Advisory LLC and Foundation Insurance Services, LLC. are completely independent which enables us to provide objective, fiduciary complaint advice to our consumer and business clients so they can make informed decisions in their best interests.

Specialties: Retirement Planning, Social Security Claiming Strategies, Portfolio Extension, Scenario and Monte Carlo Analysis, Stress Testing, Life Insurance, Annuities, Annuity and Life Quote Engines, Self-Financing, Long Term Care, 401k Plan Optimization, Non-Qualified Executive Plans, International Employee Benefits, Linked Benefit Products, Market Linked Certificates of Deposit

For further information reach me at 908-791-3831 ext. 1 or


Michael Saul / Transcend Wealth Collective
Michael Saul has served as a wealth management advisor for the past 24 years, most recently at Merrill Lynch. Michael focuses on individual bonds, alternative investments, and separately managed accounts. He holds the designations of Certified Investment Management Analyst and Charted Retirement Planning Counselor.  Michael also serves on the board of the Jewish Federation of Somerset Hunterdon & Warren Counties. Michael earned his B.S. from Penn State University and M.B.A from Rutgers University.

Michael lives in Basking Ridge with his wife Christine and dog Reo. Their triplets Ryan, Emily, and Kyle are now attending their first years of college. When he’s not working, Michael enjoy running, going down to the Jersey Shore, walking the dog, and attending/watching Penn State Football games.


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